How long does an international money transfer from Singapore take?
From seconds to several working days. Wise states 74% of its transfers arrive in under 20 seconds and 95% within a day; DBS Remit sends eligible transfers the same business day before cut-off, while regular telegraphic transfers normally take 2–4 working days.
An international transfer from Singapore can arrive in seconds, on the same day or after several working days, depending on the provider, route, funding method and recipient bank. Specialist providers using local payout networks are usually fastest on supported routes. Wise states that 74% of its transfers arrive in under 20 seconds and 95% in less than a day. Instarem states that most transfers are instant or same day. DBS Remit processes eligible transfers submitted before the business-day cut-off on the same day, and sends those submitted on weekends or public holidays on the next business day. Regular DBS outward telegraphic transfers cover more destinations but normally take two to four working days.
Published timings checked in our ranking in August 2026:
| Service | Published timing | Note |
|---|---|---|
| Wise | 74% in under 20 seconds; 95% in less than a day | Payment method, checks, route and recipient bank affect delivery |
| Instarem | Most transfers instant or same day | Varies by currency, payment method and bank timings |
| DBS Remit | Same day before the business-day cut-off | 19 currencies, more than 50 destinations |
| DBS outward telegraphic transfer | Normally two to four working days | Handling, cable and agent-bank charges can apply |
| Revolut to Revolut | Seconds or near-instant | Internal transfer between Revolut users |
| Western Union cash collection | Minutes to same day on supported routes | Recipient's ID must match the transfer record |
What changes the answer
- Funding method: funding clearance can delay a transfer, and card funding can also cost more than PayNow or bank funding.
- Cut-offs and holidays: weekends and holidays in Singapore or the destination can push delivery to the next business day.
- Verification: large transfers may trigger identity or source-of-funds checks.
- Recipient and intermediary banks: processing at the receiving bank or a correspondent bank adds time.
- Payout method: bank deposits, wallets and cash collection run on different timelines.
What to check before you decide
- The delivery estimate and recipient amount shown on the quote before you confirm.
- The provider's cut-off time and destination public holidays.
- That the recipient's legal name and bank details are exact.
- That the provider's legal entity appears in the MAS Financial Institutions Directory, and keep the transaction reference until the money arrives.